1. The government is devaluing the dollar intentionally by at least 2% compounded every year. This means your savings is being forced to lose value exponentially by policy when you save in dollars.
2. Gold can’t easily be devalued by a government.
3. The banks are even admitting gold is good now. This means they are leaving their own fiat system for gold.
4. Taxes are not an excuse. Just because you are wrongfully forced to pay taxes on inflation returns, doesn’t mean you should give it all away by not getting most of it.

You can get an account right now that makes it easy to store your savings in gold and move some out to pay for things when you need it without paying a fee.